Our Lenders

BankSA

We've been a part of the fabric of South Australia since its early years, having opened our first branch in 1848.

BankSA is the largest financial institution in South Australia and the State's main provider of housing, personal finance and rural banking services. The Bank also plays a key role in the community as a sponsor of major State events and through the BankSA & Staff Charitable Fund, makes donations to approximately 100 South Australian and Northern Territory-based charities each year.

Finally, as the Bank of South Australians, we have the largest network of branches and ATMs in South Australia - more than 120 branches located in metropolitan and rural South Australia as well as branches in the Northern Territory.

Better Mortgage Company

Better Mortgage Company is a specialist mortgage lender established in 1979, having helped tens of thousands of home owners and investors reach their goals over the past 29 years! Providing great service to our customers is very important to us. As one of Australia's oldest mortgage managers, we offer you real alternatives, service and experience of our professional staff.

As a mortgage manager our role is to approve your loan, complete all paperwork and provide you with a quality service at a great rate. All our loans are funded by Origin (a fully owned subsidiary of ANZ) but because we do not maintain the large overheads of a traditional lending institution we can provide you a loan with a better rate with no ongoing fees.

In this way you are secure in the knowledge that you get a personalised service from a lender that prides itself on you getting the best result whilst knowing that the strength of ANZ sits behind the funds. If you are looking for a lender who takes the time to understand your circumstances and will work with you towards your goals, then progress our offer. We look forward to speaking with you!

CitiBank

At Citibank, we are committed to making the communities in which we operate better, and at the same time, setting standards for corporate values that exceed industry norms. To this end, we have made significant contributions to financial education, youth education and community development in Australia.

We are part of one of the world's largest financial services organisations, which has a presence in more than 100 countries. In 1985 we became the first foreign bank to be granted a banking license in Australia. Whether you're buying your first home, a retirement nest-egg, investing in a shop or upgrading your current property, you've come to the right place. We have all your borrowing needs covered with a great range of flexible mortgage options to help you save money. By selecting us you get a dedicated mobile finance manager who will work with you to finalise your loan and provide ongoing support as required.

By combining local expertise with the strength of our worldwide consumer banking network, we are able to offer some of the world's leading range of financial services including deposit accounts, foreign currency deposits and investments as well as credit cards, mortgages, insurance and charge cards.

Collins Securities

Collins Securities is one of Australia's largest and oldest non-bank home loan lenders. We have been providing home loans across Australia since 1993. In that time we have gained a reputation for offering a multitude of products that suit just about every individual requirement.

We have won numerous industry awards over time including the coveted YMM Mortgage of the Year, but our greatest source of achievement is establishing rewarding relationships with our customers and helping them fulfill their dreams.

The reason we are one of Australia's largest and most successful non-bank home loan providers is our attention to personal service. Our customers' needs are paramount. This includes your need to call and speak directly with an actual person who has the depth of knowledge required about our range of products and services.

We are committed to a personalised approach to structuring your loan with a team of lending professionals adept in all areas of mortgage finance.

We are 100% Australian owned and operate Australia wide through a dedicated team of relationship managers. Our funds are raised through a mix of AAA rated mortgage bonds and mortgage backed loan programs that ensure your rate and product features remain competitive throughout the loan term.

CUA

Discover what it's like to bank with Australia's largest Credit Union, where products are designed to support your lifestyle and not to profit shareholders. Now there's a change for the better!

No matter what you're looking for, we can offer a tailor-made mortgage with all the flexibility you could want. In other words, a home loan that suits you and not the other way around!

On top of our highly competitive interest rates, our home loans are packed with features and benefits including:

• No ongoing fees
• Make lump sum payments without penalty
• Free redraw option
• 100% mortgage offset available on most loans
• Choice of weekly, fortnightly or monthly repayments
• Pre-approval before you buy

Plus, we'll reward your loyalty by reducing our already attractive home loan interest rates even further on eligible products after three years!

As an approved deposit-taking institution, we offer an ever-changing range of products and services and staff filled with passion and enthusiasm to really make a difference to the way Australians feel about who they should bank with.

Our number one priority is to help manage changes for the better in the lives of our members, their families and their communities - so why not join us today!

EasyChoice

EasyChoice Home Loans is all about making the finance experience an easy one. We're about balancing security and flexibility for both borrower and lender.

When we approve a home loan we enter a two-way agreement and pride ourselves on making deals that are honest and fair to all parties involved. If this is also your idea of how a home loan should work, call EasyChoice today.

Faraday West

Faraday West is a leading Mortgage Manager established in 1999, with offices in Victoria and Western Australia. Enjoy complete peace of mind knowing that we combine the security of a national presence with significant experience and industry knowledge.

Specialising in Residential & Commercial Finance, Faraday West can assist in:

• Non Conforming / Credit impaired loans
• Lo Doc loans (non financials or tax returns) up to 5 million
• Private Mortgage / Asset Lending

Faraday West is a full member of the Mortgage Finance Association of Australia (MFAA). Membership requires ongoing evaluation of accreditation criteria, ensuring that Faraday West is up to date with all forms of industry training and development.

Great Pacific Finance

Great Pacific Finance, a subsidiary of Great Pacific Financial Group established in 1992 was one of the first Mortgage Managers established in Australia.

We provide various professional financial services, specialising in the provision of housing finance.

To support our customers we have branches located in Sydney, Brisbane and Melbourne each office is staffed by highly qualified Lending Officers whose prime function is to satisfy the needs of those requiring finance.

What makes Great Pacific different is we are currently offering an extremely competitive loan to those applicants looking for:

• Low Interest Rate
• No Account Keeping Fees
• Great Service
• An Experience to Remember

We call it LIFFE (Low Interest Fully Featured Easy) Home Loan.

Great Pacific have supported the Finance Industry by being a long term member of the Mortgage & Finance Association of Australia (MFAA) and therefore we must meet minimum standards of performance for the betterment of borrowers.

If you are looking to refinance or purchase and have a 20% deposit we are the Lender for you.

HomeStar

HomeStar® is a multi-award winning home lender that offers customers great value across its product range. Established in 2005, HomeStar® enjoys the unique distinction of being the Non-Bank Lender of the Year for 2008 and 2009.

HomeStar® is structured to keep its loan rates low and process loan applications quickly, offering personal service along the way. The company is 100% Australian owned and managed by experienced professionals. HomeStar® accesses its funds from major national and international banks and so offers the same level of security without the excessive costs. We have a simple promise to all our customers: we provide great value.

Lynden Barrington

LB Finance is all about YOU!

We have years of lending experience in mortgage management and private funds, helping people obtain the finance they need.

Whether YOU are searching for a better rate, no fees and charges, or a solution to a problem because you’re “outside the square”, LB Finance is here to help YOU.

We will always give YOU the best levels of service, the answers to all of YOUR questions, and most important of all, we will provide the best solution to suit YOUR needs and requirements.

Finance Brokers from all over the country ask us to help their clients and now we offer YOU the chance to deal direct. Get the answers YOU need when YOU need them and let us be your Lending Partners for years to come.

MKM Capital

MKM Capital is a leading provider of credit impaired home loan solutions in Australia. We understand that borrowers circumstances change and we are willing to listen to your individual circumstances. Our team of professionals will seek to tailor a loan solution to your needs.

We will work with you to clearly understand your requirements and your capacity. We help individuals, self employed and new business owners obtain finance where the standard lenders won't. Through us you can commence the road to recovery without foregoing your home. We are not a mortgage manger and therefore we can do loans that others can't. If you are genuinely committed to seeking to improve your situation and can demonstrate that your situation can reasonably be improved by obtaining a loan through us then we will work with you on tailoring the right solution.

Mortgage Ezy

Mortgage Ezy is a fully owned and operated Australian Non Bank Lender with Sales and Lending offices all around the country. Its local processing hubs have Delegated Lending Authorities (DLAs) to approve loans on the spot and perform the odd lending miracle when required! We are also able to develop very innovative products as a result of government funding. Formed through the joint efforts of Peter and Joanna James and incorporated in 1994, Mortgage Ezy Pty Ltd has exceeded even its own aggressive forecasts by delivering highly innovating and individual Home Loan Solutions to real world customers, even if they don’t necessarily or regimentally meet the banks’ preferred profile.

The inspiration behind Mortgage Ezy since inception, Peter, has in excess of 25 years experience in finance, firstly as a Master Agent for Financial Planners and then in Lending. He is the driving force in Mortgage Ezy's rise to National recognition and prominence by winning the Australian Service Excellence Awards in 2006 and accomplishing back to back successes in the latest prestigious BRW Magazines FAST 100 Companies’ Award, as the Fastest Growing Non Bank Lender in Australia.

Joanna is a Registered Architect and Licensed Builder and not only was the youngest person to achieve Dual Licensing in Australia but one of the few women to combine both these skills. Joanna’s life took a 180 degree turn some 10 years ago when she decided to bring her unique talents into the Finance arena. As a Founding Director of Mortgage Ezy she has been instrumental in the Design and Systemising of the business.

Opportune Home Loans

Opportune Home Loans is a 100% Australian-owned, mortgage originator. Funded by an international financial institution's balance sheet Opportune has the confidence to provide competitive products and interest rates to assist borrowers achieve the dream of owning their own home.

As today's market is cluttered with competition the confusion of choosing a lender can be tempered by the ability to find a lender who delivers quality service.

Sure all lenders will spruik their virtues of service but how many of you are actually experiencing a satisfactory level of service.

Whilst the variance in product and rates is now relatively low, service has become the cornerstone to any lenders growth and success. Without it, well there are just too many other options available.

This is where Opportune dares to be different; to have quality people providing quality service.

Communication, trust and the ability to build relationships form the Opportune philosophy of " we're all in this together" and our growing community based sales team reflect this.

Our sales team are all business owners. They are their own boss and their success is dependent upon their level of service.

So here's the challenge - compare the Opportune rates and then challenge our sales team to deliver on our philosophy - it's time for Opportune!

Pepper Homeloans

At Pepper Homeloans, we offer a broad range of award-winning straight-forward home loan products, delivering to our customers the ability to open the door to financial freedom!

To date, we have helped over 35,000 Australians become home owners, invest in property, consolidate debt and much more.

Launched to the mortgage market in 2001, we have grown to become one of Australia's leading specialist lenders.

We are a member of the Oakwood Financial Group, a financial services holding company focused on developing specialty financial services opportunities in Australasia, Europe and the UK.

If you're self-employed, have received a gifted deposit, own a small business, invest in property, have past credit impairments, or simply don't conform to traditional lending criteria, we may be able to help.

Our service and product offerings are flexible and tailored to your needs, as our specialist underwriting team assesses every home loan application on its individual merits!

Sapphire Mortgage Services

At Sapphire Mortgage Services, our aim is to provide property loans in a friendly helpful way backed up with advice and exceptional customer service along with competitive rates and features that will maximize the savings you can achieve on your loan!

How are we able to offer such competitive interest rates?

We are funded by National Mortgage Market Corporation (NMMC), which is a wholly owned subsidiary of Bendigo Bank. Through this source we are able to offer home loans, investment property loans, construction loans and commercial loans at very low standard variable rates and fixed rates.

While low interest rates are essential to saving money, there are many other key factors which contribute to the cost saving and flexibility features of the loan. Many Sapphire loans have all the important features such as no ongoing account keeping fees, unlimited redraws at no charge and with no minimum limit, ability to fix and split and flexible repayment options.

We also firmly believe that the quality of service and advice offered by the lender is very important. In fact that's where we believe you'll really notice the difference with Sapphire Mortgage Services.

Although initially you may think of Sapphire Mortgage Services as a mortgage broker we are in fact a fully accredited mortgage originator. As a mortgage originator we have a direct link with the lending institution. We process the application from start to acceptance unlike many brokers who simply pass the application on. Furthermore, we don't have hidden charges often applied by a broker to make his money.

State Custodians Mortgage Corporation

State Custodians Mortgage Corporation is an award winning Australian owned non-bank lender.

We supply home loans to home owners and individuals wishing to purchase or refinance residential properties anywhere in Australia.

We are here for the long term. That's why we have introduced initiatives which are revolutionary in the home loan business.

We stand alone when it comes to protecting what's yours. Our home loans are amongst the cheapest because we deal with you directly. We don't accept business from mortgage brokers or companies who expect commission in return. It's because of this that we can deliver our borrowers some of the cheapest home loan interest rates in Australia today.

St George

Why choose St.George?

St.George, part of the Westpac Group, is one of Australia's leading Retail and Business Banking brands.

The quality of service we deliver and the positive attitude of our staff, combined with the goodwill and loyalty we receive from our customers really does set St.George apart.

Excellent customer service is not only about meeting needs, but also consistently exceeding service expectations. That’s exactly what you’ll find at St.George. It’s a pretty simple formula that we work hard to maintain and it’s why we’re proud to say we’re good with people and we’re good with money too.

At St.George you'll also find one of Australia's widest ranges of home loans. Whether buying a first home or next home, building or renovating, investing or refinancing, we’ve got a loan that’s just right for a range for customers.

Suburban Management

Suburban Management is a Melbourne based Mortgage Manager, operating Australia-wide, and has been in the home finance industry for more than 30 years!

Our business relates solely to the arrangement of home loans, so we are able to dedicate all of our resources to the ongoing management of each loan and strive to maintain a high level of service for each and every one of our customers. In most cases you will be dealing with the same people, which is a great advantage in this day of automation. Our motto is "the Customer comes first" and we believe this ethos is reflected in the way our staff deal with all customers.

We have come from a background of assisting low and middle income earners to achieve home ownership. We were one of the first organisations to enter into the Mortgage Origination and Management field in Australia in the early 1990s.

We also have an environmental conscience, encouraging our borrowers to become carbon neutral through our relationship with Climate Positive and are a major shareholder in the research vessel, SV Pelican 1, promoting environmental awareness through marine research, education and social projects.

Westpac

Westpac is one of the major four banks in Australia with a broad range of loan products to meet your needs!

All loans through BidMyLoan are channeled through our mobile Home Finance Managers in our Home Loan Partnership area - so you get a direct relationship with a private banker who will offer ongoing help and support, not only throughout the loan process, but also the life of the loan.

All your banking needs can be looked after, including deposits, credit cards and insurance, if required.

Yes Homeloans

We offer our customers solutions that assist them with their financial needs when buying or refinancing property. We are 100% Australian owned and have been providing homeloans for over 10 years.

We are a National company and have a wide range of products that will fit most situations.

We have received numerous industry awards of the years that relect both our strong brand and the quality of our products and services.

You will have a Lending Manager that will assist you through the process while your are organising your loan and will continue to look after you once your loan hass settled.