We will use and disclose personal information for the primary purposes for which
it was collected. We may also use and disclose personal information for purposes
related or ancillary to the main reasons we collect it.
We may collect contact information (like e-mail addresses) from visitors to the
Website. Unless you object, this information may be used:
- to send news, information about our activities and general promotional material
which we believe may be useful to you;
- to monitor who is accessing the Website or using services offered on the Website;
and
- to profile the type of people accessing the Website.
If you wish to become a member of the Website, we will require you to provide us
with the types of information listed above under "Collection". If you provide us
with that information, we may pass it on to the Lenders or other third parties such
as mortgage consultants we deem appropriate (in our absolute discretion). The primary
purpose of collecting and passing on the information that you provide to us is to
enable Lenders to:
- understand the type of loan you are looking for;
- assess your circumstances; and
- potentially offer you a loan that will be best suited to your needs.
All the information that we collect (including your contact details and, if relevant,
credit card details) is kept confidential to the best of our ability. You will appreciate,
however, that we cannot guarantee the security of transmission.
From time to time, we may use the information in our possession to market services
which may be of interest to you. In circumstances where we use your personal information
in this manner, we will provide you with a right to choose whether or not to receive
such information and marketing materials in the future.
If you request us not to use personal information in a particular manner or at all,
we will adopt all reasonable measures to observe your request but we may still use
or disclose that information if:
- we subsequently notify you of the intended use or disclosure and you do not object
to that use or disclosure;
- we believe that the use or disclosure is reasonably necessary to assist a law enforcement
agency or an agency responsible for government or public security in the performance
of their functions; or
- we are required by law to disclose the information.
We may also disclose your personal information on a confidential basis to:
- Our related bodies corporate and other organizations (such as mortgage consultants)
with whom we have alliances or arrangements, and their contractors and agents, who
may contact you directly from time to time;
- Suppliers of information technology services, so that they may provide those services;
and
Our suppliers, contractors and agents for the purpose of providing services to us
so that we can supply to you.